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whitepaper examines mobile commerce adoption
- Large retailers in developed markets expanding the use of on-device applications to drive loyalty.
- MNOs (mobile network operators) forging partnerships with banks and other MNOs to support domestic and international peer-to-peer transfers and remittances.
- MNOs offering a subset of basic banking services (e.g. bill pay, check cashing, cash transfers) based on stored value accounts and focused on the unbanked.